What program provides medical insurance to children from low-income families under 19 in Indiana?

Prepare for the Indiana Life and Health Insurance Sales Test. Boost your knowledge with flashcards and multiple choice questions, each with hints and explanations. Get exam ready!

The Children's Health Insurance Program (CHIP) plays a vital role in providing medical insurance to children from low-income families who are under 19 years of age in Indiana. This federal-state partnership ensures that children have access to necessary health services, including routine check-ups, immunizations, doctor visits, prescriptions, dental and vision care, emergency services, and inpatient and outpatient hospital care.

While Medicaid also serves low-income individuals, including children, CHIP specifically targets the gap in coverage for children by expanding on Medicaid's eligibility. In Indiana, Hoosier Healthwise is the umbrella program that includes both Medicaid and CHIP, providing health coverage tailored to the needs of children and low-income families. The Healthy Indiana Plan, on the other hand, is designed for low-income adults and does not focus on children. Therefore, the distinction of CHIP as the program exclusively aimed at providing health insurance for children in low-income families makes it the correct choice in this context.

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